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What Can Happen to Your Public Housing Flat?
Read on for an overview of the public housing options that you can consider.
Exploring Your Housing Options
The Housing Options Explorer for HDB flat owners is a tool that gives you an idea of your eligibility to sell and retain your flat, and the finances you require to proceed with your preferred option. The tool consolidates the various information required from the MyHDB portal and the report generated can be used as a supporting document in legal proceedings if you decide to file for a divorce.
Log in to the Housing Options Explorer using your Singpass so that your HDB and CPF information will be pre-filled. You will require approximately 5-10 minutes to generate your report.
1. Estimated value of current flat
Click here for HDB’s e-service on resale flat prices
2. Estimated amount you can loan from HDB/ banks/ financial institutions to pay for your current flat
Click here for HDB’s e-service on enquiry on loan estimate
3. Estimated CPF principal amount withdrawn for the flat, including accrued interest
You may check with the other owners for the CPF principal amount they have withdrawn for the flat or derive an estimate by following the steps below.
(a) Log into mycpf
(b) Click on your Home ownership dashboard
(c) Note down the total principal amount withdrawn and accrued interest for the flat
(d) Note down your principal amount withdrawn and accrued interest for the flat
(e) Subtract the amount in (d) from the amount in (c)
The Housing Options Explorer was developed in conjunction with the Housing Development Board (HDB) and the Central Provident Fund (CPF) Board.
The Housing Options Explorer is not applicable for couples who have not collected the keys to their flat. For more assistance, you may wish to contact HDB.
Servicing Your Housing Loan
